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Suburban Homes
HOUSING COUNSELING

Housing Counseling is committed to provide low-moderate income families with a continuum of coordinated services in one location in order to better meet their housing and consumer credit needs and to build individual and community wealth.

The Home Ownership Counseling Program will prepare you to become a homeowner. The HOCP seminar is organized into six sessions which are conducted on two consecutive Saturdays. HOCP's mission is to expand home ownership opportunities, particularly for minorities and persons with lower to moderate incomes. The goals of the program are:
 

  • To educate prospective first time home buyers to enable them to make an informed decision regarding home ownership.

  • To assist those who proceed through the process of purchasing a home and provide the resources to promote successful home ownership.

  • To inform the related industries about the needs of the community.

homebuyer education

The Home Ownership Counseling Program will prepare you to become a homeowner. The HOCP seminar is organized into six sessions which are conducted on two consecutive Saturdays. During these six sessions you will learn about:

Preparing for Home Ownership

Shopping for a Home

The Closing Process

The Importance of Good Credit

Obtaining a Mortgage

What to Expect as a Home Owner

Upon completion of all six sessions, you will receive a certificate of achievement. The certificate should be presented to the loan officer at the time of completing the mortgage application. This will demonstrate that you are serious and informed about home ownership.

individual counseling

Individual Counseling is also available to you during and after the home buying process. Staff can assist you with:

Reviewing Your Credit Report

Budgeting

Selecting the Best Mortgage for You

Loan Document Preparation

Determining Your Affordability

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